However, you may want to check with the insurance company when you apply for your coverage to find out if this option is available.
There are a lot of people with a fear of needles or blood draws, which is referred to as belonephobia, and some insurance companies do take this into consideration when performing medical exam and testing for life insurance coverage.
In fact, there are now life insurance policies you can purchase without any blood testing or health examination required. That's right. No needles, no blood draws, and no physical examination.
How can this be? Well, the insurance company uses your answers to several health questions to determine if you qualify for life insurance.
You may qualify for up to $350,000 of life insurance without having to take a health check-up or blood test.
Here's how to get life insurance without any blood tests or medical exams.