We know very little about life insurance and want to make a good decision for us and our small son.
You need to set the goal first, then do a bit of research to see which life insurance plan best fits your needs; then you may want to find a local insurance broker to see who's got the best price on life insurance on your state.
In setting your goal, ask yourself, what is it you want your life insurance plan t accomplish for you, your spouse, and your child?
Then review your options of term life insurance and whole life insurance.
Consider how much life insurance it will take to accomplish your goals, and how much you can afford to spend on your life insurance. Also, how long do you need life insurance - until your child is grown and on his own?
In order to find the best provider of life insurance you can compare the top 10 life insurance companies, their ratings, and instant life insurance quotes online.