Also, after your get your life insurance policy "In Force" you can have a full refund under a 10 day free look period (longer in some states). Each state has their own regulations regarding the length of the free look period for life insurance.
If, for any reason, you decide to cancel your life insurance policy after you paid for the policy, you can do that without any questions asked within 10 days after you have received your insurance policy. The length of time differs based on the regulations of the state in which you applied for the life insurance policy, but 10 days is the most common free look period.