If the person who died in the drunk driving accident was the intoxicated driver, the life insurance policy will pay out the death benefit if the applicant did not lie about or omit any requested information about alcohol use, DUI's, or other material information on the application for life insurance coverage.
After the first two years of the life insurance policy, the contestability clause will have expired and it will be less of an issue.
Learn how to buy life insurance with no health exams required.