Make sure you drink plenty of water a few days before the medical exam and follow the nurse’s instructions, especially if they tell you not to eat the morning of your exam. Also, don;t drink any alcohol or caffeine the day of your exam.
If you just really don't want to take any examination, then there is always no medical exam life insurance available. These plans require no health exam, but they may ask some questions about your health.
You will pay more for these no exam life insurance policies than if you qualify under standard underwriting but the process is faster and can be a good option for the right person.
For example, approximately 10% of the population has a fear of needles and/or blood, so this may be a good option for those people, or for anyone who doesn't want to wait 4-6 weeks to get insured for life insurance.