The life insurance company tests the urine for a metabolite of nicotine called cotinine, in order to see if you smoker, or use any form of tobacco.
They also test for cocaine and other illegal drugs, such as, marijuana and methamphetamine in your system.
Protein or creatine in the urine can be an indicator of kidney disease, or a side effect of uncontrolled diabetes, as can high glucose.
The life insurance company uses the urinalysis test results to confirm the information you put on the application for life insurance, and to become aware if there are any hidden or unknown health conditions you have that may result in a shortened life expectancy.
Learn more about life insurance drug tests, how they work, and how you may qualify for life insurance without any drug tests.
They also test for cocaine and other illegal drugs, such as, marijuana and methamphetamine in your system.
Protein or creatine in the urine can be an indicator of kidney disease, or a side effect of uncontrolled diabetes, as can high glucose.
The life insurance company uses the urinalysis test results to confirm the information you put on the application for life insurance, and to become aware if there are any hidden or unknown health conditions you have that may result in a shortened life expectancy.
Learn more about life insurance drug tests, how they work, and how you may qualify for life insurance without any drug tests.
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