Typically there is no medical exam requirement to qualify for the coverage; however, there will be some health questions asked on the application.
Many parents set up a small whole life insurance policy for their juvenile children that features a guaranteed insurability rider that allows the children to increase the face amount of life insurance coverage by a certain amount every several years (typically beginning at age 25 - the increase is typically allowed to be done 8 times) with no new evidence of insurability. That means, in the future, your child may increase the amount of life insurance protection without having to take a health exam to prove insurability
Juvenile life insurance plans are very affordable and you can apply online for the coverage.
Here's how to learn more about juvenile life insurance and request a free quote online. You may start your child's life insurance plan for just $1.