A simplified issue life insurance policy does not require a physical, but you will need to answer some health questions in order for the insurance company to determine if you qualify for coverage.
Also, with simplified issue life insurance you may be able to complete the entire buying process online.
However, simplified life insurance may offer a limited amount of life insurance coverage. And, the rate may be higher than you would pay for a life insurance plan that does require you to take a medical exam.
Some insurance companies offering simplified issue life insurance may include Globe Life, Colonial Penn, and Mutual of Omaha, among others.
Here's how you can learn more about simplified issue life insurance and request your instant quote today.