Guaranteed Issue means you cannot be turned down for coverage if you meet the age requirement for acceptance.
For example, some insurers offer guaranteed approval for people ages 45 to 85.
As long as you meet the age requirement and you can pay the premiums, you can get insured for life insurance.
These plans are available with no health exam required, and no questions asked about the status of your health.
However, the maximum amount of coverage available from any one insurer may be limited to around $25,000.
Here's how to get guaranteed issue life insurance policies.