Today, several insurance companies offer online applications for life insurance coverage. And, some even allow qualified applicants to begin their life insurance coverage immediately.
These are called quick issue, no exam life insurance policies which means you won't have to take any health exam to qualify, your approval is base din part on your answers to the health questions asked.
Usually, no exam life insurance policies are available for healthy individuals between the ages of 20 to 60.
In addiiton, there are guaranteed issue life insurance policies with no exams and no health questions asked, for people ages 45 to 85.
Learn more about how to purchase life insurance online.