Life Insurance policy terms, prices, and exclusions may vary widely by insurance company.
However, life insurance companies are in the business of offering coverage to as many customers as possible, not turning business away.
Many risky activities such as scuba diving, sky diving and mountain climbing that might have been excluded in the past are often accepted for an additional premium charge.
Even people who have some chronic illnesses may find coverage if they’re willing to pay more for their life insurance coverage with a limited death benefit.
Most life insurance companies have a suicide exclusion, though, for the first year or two your life insurance policy is in force. The length of time for this exclusion may vary by the state in which you live.
Here's how you can request and compare free life insurance rate quotes online.