There are "guaranteed issue" life insurance policies that offer guaranteed approval for people ages 45 to 85, and provide permanent life insurance that lasts your entire lifetime.
With guaranteed issue plans you won't have to take any health examination, or answer any questions about your health.
That means, you cannot be turned down for coverage due to any pre-existing health conditions.
As long as you meet the age requirements you are guaranteed approval for a policy.
Learn more about finding the best life insurance to cover funeral expenses.