That depends on what you want your life insurance to accomplish - what is your goal?
If you need the most life insurance at the lowest price, for a period of 30 years or less, then term life insurance can help. With term life you pay only for the life insurance protection.
If you need life insurance that is guaranteed to remain in place for your entire lifetime, then permanent life insurance can help. With permanent life insurance you may build up some cash value inside your policy over time, from which you may be able to take a loan, if needed.
There are also guaranteed issue life insurance plans that offer guaranteed coverage, which means you cannot be denied a policy due to any health problems.
Learn more about finding the best life insurance for people over 60