If you are going to get life insurance and keep it for ten years (until age 65) or less, then consider term life insurance, because it costs less each year before age 65. A ten year level term life insurance policy will offer coverage and premiums that remain the same each year for a term of 10 years.
If you are going to get life insurance and keep it for as long as you live, which could be until age 90 or more, then consider whole life insurance, because the price of term life insurance will increase at the first renewal after age 65, so it will cost you more in the long run.
Or, you may want to consider buying a 20 year term life insurance policy with level premiums and coverage for a period for 20 years, which should cost less than whole life insurance.
Here's how you can learn more about Over 50 Life Insurance and compare rates and plans online among leading life insurance carriers.