Yes, life insurance companies may require you to give a blood and/or urine sample to the paramed examiner which is then sent on to a laboratory for testing.
When you apply for life insurance the insurance carrier wants to make sure you are a good risk for being insured for life insurance - that you won't die any time soon.
So, they ask health questions, check your medical history, and have you take a medical exam they pay for. In addition, they may test your blood or urine for health issues and illegal drugs.
However, if you donut want to take a medical exam with bloor or urine tests, there are no exam life insurance policies available.
Here's how to get life insurance with no blood tests.