Actually, you may want to make sure you list more than one beneficiary on your life insurance policy.
The primary beneficiary is the first person to receive the proceeds from your life insurance policy if you die.
In addition, you may list a secondary beneficiary to receive the proceeds in case the primary beneficiary is no longer living when you pass away.
In addition, you can name several people as primary beneficiaries to a life insurance policy and let each person have a certain percentage of the proceeds from the life insurance death benefit.
For example, you could have 4 people as primary beneficiaries, and each person receives 25%, or whatever percentage of the death benefit you choose to leave them.
Learn more about beneficiaries to life insurance policies.