Qualified applicants may start their life insurance coverage the same day they apply online for a policy.
How is this possible?
Well, the insurance company asks you some health questions when you apply online, and your approval for coverage is based on your answers to these health questions, as well as, your age and health.
Not all life insurance companies offer you the option of buying life insurance without an exam.
And, no exam life insurance plans cost more than life insurance requiring a physical.
In addition, the amount of life insurance available to you without taking an exam may be limited.
But, if you want life insurance without any health exam, blood or urine tests, and you don't want to wait up to 4-6 weeks for your life insurance policy, this may be an option to consider.
In fact, qualified applicants may buy up to $350,000 of term life insurance online with no health exam and start their life insurance policy today.