I have no real medical history/nor does my family except what I'm stating. I am in excellent health (good height/weight, no problems).
I am employed. I have two college degrees and have lived with depression on/off for 10 years while maintaining a professional career.
HPV is VERY common, I've had no ill effects from it (no cancer, no warts, etc.) and have a healthy 4 month old baby. Our agent mentioned the depression wouldn't be that big of a deal.
Yes, you may qualify for life insurance protection at competitive rates. However, make sure you advise your agent of your HPV, as well as the depression, including any/all medication you are taking, how you are managing your health issues, and how long you have had these health issues.
The life insurance company may require a physical exam, and the results may affect your rate for life insurance, depending on the results, and how they compare to the information you provided on the application for life insurance.
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