Recently he got remarried and he told my son to tell me that he no longer has any life insurance on me. I am a female age 52, a little overweight, I have diabetes and hypertension.
Also, I never smoked. What kind of life insurance can I get? Also, is term or whole life better? I know that term is cheaper. I don't want to burden my sons with this when I pass.
You may be able to qualify for whole life or term life insurance, depending on your health.
Term life insurance offers temporary coverage for a period of up to 30 years. It is much cheaper than whole life insurance. Term life usually offers terms of 10, 15, 20 or 30 years.
Whole life insurance provides lifetime coverage, and it may build some cash value inside the policy, in addition to the life insurance protection.
Here's an article that reviews the benefits of term life insurance vs whole life insurance and offers helpful resources for comparing life insurance rates and plans.