However, these no physical exam term life policies are usually available to healthy individuals between the ages of 20 to 60.
The cost of no exam coverage and the maximum amount of life insurance available will vary by insurer, and depend on your age, gender and health, among other factors.
Some no exam term life policies offer instant coverage, which means you may apply for a policy online, and start your life insurance coverage immediately upon approval.
Learn more about how to get term life insurance without a physical exam.