Yes, actually many people are turned down for life insurance every year due to their age, health or lifestyle, among other reasons.
Whether you have cancer, chronic illness, your obese, you smoke or have a high risk hobby or occupation, you may have been denied life insurance.
The good news is - even if you have been denied life insurance you may still be able to purchase coverage.
How? Well, there are high risk life insurance carriers that specialize in insuring people considered a high risk due to the reasons mentioned above.
However, if you are a high risk or have been turned down, you may find few options, high premiums, and limited amounts of life insurance available if you can get insured.
High risk life insurance brokers who have experience placing life insurance for high risk applicants may be able to get you insured.
In addition, there are guaranteed approval life insurance plans available. These offer guaranteed acceptance for people ages 45-75, but some may insure people ages 45-85. There's no physical exam required and no questions asked about your health.
Learn how to get life insurance if you have been denied coverage.