If so, you may find it more affordable than you expected. In the past many people were unable to buy life insurance at all if they tested positive for marijuana in their system.
Since life insurance carriers do test your blood or urine for drug use, including marijuana, you can’t get around the insurance company finding out about whether or not you smoke marijuana.
Many people smoke marijuana today, whether it’s for medicinal purposes or recreational use, and life insurance companies have decided to measure the risk presented by smoking marijuana and offer coverage to people who meet their underwriting guidelines for approval.
Life insurance carriers develop their guidelines and set out limits as to how often you smoke and how much you smoke, as well as, whether you smoke marijuana for medicinal use or recreational use.
Learn more about marijuana smoker life insurance coverage.