Yes, you may be able to get life insurance if you smoke marijuana, but you will probably pay more than someone who does not smoke marijuana.
If smoking marijuana is legal and it is based on a medical prescription, you should be able to get life insurance.
If you are smoking it illegally in your state, you may be declined for life insurance.
However, some insurance companies will offer life insurance for people who smoke marijuana.
Make sure you answer all questions truthfully on your application for life insurance. When they test your blood and.or urine they will probably find the THC from the marijuana. Although some articles state the THC should be removed from your system after 30 days or so, once you stop smoking.
In addition, there are life insurance plans which offer up to $500,000 of term life insurance with no exam required, just some health questions. There are no physical exams, and no blood or urine tests. You may qualify life insurance for 10, 15, 20, or 30 years, if you are healthy.