There are certain risk factors which are important to consider for people with diabetes:
1. whether it's type 1 or type 2 diabetes.
2. How long since you were diagnosed with diabetes.
3. the Hba1C reading which shows the degree of control of your diabetes condition.
4. Whether you currently have any health complications as a result of your diabetes, such as, circulatory issues, kidney issues, or eye problems.
Also, the insurance company will consider your age, gender, health, family health history, occupation, hobbies, if you smoke or not, driving record, credit history, height-to-weight ratio, and other risk factors for life insurance.
Your age, health, and how you manage your diabetes will be important, as well as, making sure you exercise regularly, eat a healthy diet, and maintain a healthy weight.
There are some insurers that offer more affordable diabetes life insurance plans because they consider several different rating categories based on your own individual risk factors, specifically. Here's how you can learn more about diabetes life insurance and compare plans.