Actually, most no medical exam life insurance plans cost more than life insurance requiring a physical exam.
However, you can find affordable rates by considering term life insurance with no medical exam, which offers lower rates per $1,000 of coverage compared to permanent life insurance with no exam.
Also, some carriers may offer more competitive rates on policies with no exams, compared to other carriers.
For example, Haven Life does offer affordable rates for healthy individuals who need no exam life insurance.
And, depending on your age and health, Haven Life offers up to $2,000,000 of term life insurance without any medical exams.
You can request a free, instant life insurance quote online from Haven Life.