That's easy - It's called "term life insurance" and it offers the very lowest rates on life insurance that provides you with protection for a period of up to 30 years.
With term life you pay the same premium each year for the entire duration (term) of your life insurance policy.
The amount of life insurance protection stays the same each year and if you pass away during the "term" of your coverage, your beneficiary receives the proceeds (death benefit) from your policy.
You can choose coverage to last for a period of 10, 15, 20 or 30 years to meet your specific needs.
Here's how to learn more about finding the cheapest life insurance for healthy people.