A credit life insurance plan for your home mortgage is life insurance that protects your lender in case you pass away before your home mortgage loan is fully paid off.
It provides protection for the entity providing you with your home mortgage loan. The death benefit is paid to your lender, not your family.
However, it may cost more than a regular level term life insurance policy which can provide your family with the fiunds needed to pay off your mortgage.
Keep in mind, if you are required to get mortgage credit life you may only need it until you have paid off 20% of your home loan.
Learn more about credit life insurance for mortgages.