However, whether or not you will be required to take a physical exam to find out if you qualify for life insurance will depend on your age, your health, the amount of insurance you need, and the guidelines of the insurance company for acquiring life insurance coverage.
There are some insurers that offer life insurance policies that do not require you to take a physical exam.
In fact, one insurer offers up to $2,000,000 of term life insurance coverage with no exam for healthy individuals between the ages of 20 to 60.
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