Do you really have to take a physical in order to purchase life insurance?
The answer is Yes, or No.
It really depends on you, and the insurance company you apply to for coverage.
Usually, no physical life insurance plans may be available for healthy individuals who are between the ages of 20 to 60.
However, there are also Guaranteed Issue life insurance policies with no exams and no health questions for seniors. However, these policies offer a limit amount of insurance, and have limited death benefits the first two years you are insured.
Here's how to learn more about if you have to have a physical for life insurance.