Many life insurance policies require the applicant to take a medical examination.
However, there are some plans that offer coverage with no health needed.
For example, no exam term life insurance policies offer coverage for healthy individuals between the ages of 20 to 60 years old.
In addition, guaranteed issue life insurance plans offer guaranteed approval whole life insurance with no exams and no health questions asked for people ages 45 to 75, or older, depending on the insurance company.
Learn more about Does life insurance require a physical exam?