Yes, people with an illness or health condition may qualify for high risk life insurance coverage.
There are full underwritten life insurance policies available for people with health issues. These plans would require the applicant to take a health examination. There would also be a blood sample taken of the applicant for medical testing.
In addition, there are no exam life insurance policies for people with an illness. These are called guaranteed issue life insurance plans and have limited death benefits the first two years you are insured.
With guaranteed issue plans there are no health exams required and no questions asked about your health. If you meet the age requirements, your approval is guaranteed - you cannot be turned down due to your health.
Learn more about high risk life insurance for sick people.