Also, remember that your health and lifestyle habits may affect your life insurance premiums.
Many life insurance companies offer discounts for taking documented steps to improve your health, like losing weight, quitting smoking or lowering your cholesterol.
On the other hand, high risk hobbies (like rock-climbing of skydiving) might increase the cost of your life insurance.
Ask the insurance company if lifestyle discounts are offered on the life insurance policy you’re considering.
Here how you can shop and compare life insurance rates from multiple life insurance carriers.