We have life insurance that is paid for by his employer.
How do we go about getting life insurance? Is it added to our existing medical insurance, or can we get it separately?
Life insurance is separate from medical insurance. You can start by contacting a local life insurance agent in your area to help you review your options and compare life insurance rates and plans among leading insurance companies.
Before choosing a plan make sure you consider:
1. How much life insurance you need.
2. If you both need life insurance.
3. What type of life insurance you need.
4. How much you can afford to pay.
5. How long you need life insurance.
Also, consider what goals you want your life insurance plan to accomplish - to replace you husband's income, pay off the mortgage, put your child through college, etc.
Here's how you can review a list of top 10 life insurance companies in America and request a free life insurance quote online to get started.