He is my beneficiary and I just feel that it is necessary for us to have this!
I've been searching the internet and I can't seem to find what I'm looking for.
Does anyone have a suggestion on which company I should use or how I need to go about this... I got my insurance through my job so I really don't know how to go about getting life insurance on someone else.
In order to buy life insurance on another person you need an insurable interest in that person. Basically, insurable interest means you would experience a financial loss if the person you want to insure were to die. Yes, since you have a child together, you and or your child may experience a financial loss if your child's father were to die.
So, you would probably qualify to buy life insurance on your son's father. However, you may need your son's father to sign the application, answer some health questions, and take a physical exam, if required by the insurance company. That means you need his consent and signature to buy life insurance on the father of your child.
In addition, there are life insurance plans available without any physical exam required, just a few health questions. Here's how you can learn more about life insurance and review your options.