Yes, smokers generally pay more for life insurance compared to non-smokers, because non-smokers have a longer life expectancy on average compared to people who smoke.
Smoking can lead to health issues including emphysema and lung cancer which can shorten your life.
However, many insurers have several different rate classifications for smokers based specifically on how often and how much you smoke.
In fact, if you only smoke once in awhile, you may be classified as a non-smoker rate.
And, even if you are rated as a smoker when you buy your policy, you may quit smoking for at least 1 year and request a re-rate of your life insurance policy which could save you quite a bit of money over the life of your policy.
Here's how you can compare life insurance quotes for smokers