Actually, there are several things that go into the price you pay for life insurance, including the type and amount of life insurance you need.
In addition, your age and gender will affect your cost of coverage.
The insurance carrier also considers your personal risk factors including lifestyle, tobacco use, driving record, occupation and hobbies, among other things.
The younger and healthier you are, the lower your cost of life insurance, because you are expected to live longer, and pay life insurance premiums for a longer period of time.
Learn more about how life insurance is priced?