The right amount of life insurance depends on your family's personal situation. You want to take into consideration your current savings, debt, future financial goals, such as, sending your kids to college, etc.
You can use a life insurance calculator to calculate your life insurance needs and determine how much life insurance may be right for you and your family.
In addition, you may want to consider buying a 20 year term life insurance policy for yourself, as well. If you were to pass away, how would your husband provide your family with everything you do for them? he may need to hire a nanny, someone to do the cooking, cleaning, and run errands, as well as, watch your children. All of these things cost money and are important to the well-being of your family.
Here's how you can use a life insurance calculator to quickly and easily determine how much life insurance you and your husband need to protect your family's financial future.