It'll likely be blood and urine testing with most life insurance companies for any amount of life insurance from $50,000-$100,000 and up.
If that's an issue due to a phobia, such as, fear of blood or fear of needles, then you can get a no exam life insurance policy. Or, if you just don't want to take any health exam, there are other options available.
Some life insurers may offer up to $1,000,000 of life insurance without any medical exam, blood or urine testing.
You can get a free quote and apply online for a no exam life insurance policy in minutes.
If approved, you may start your life insurance coverage today. Here's how you can learn more about purchasing a life insurance policy with no exam required.