Most insurers offer a minimum amount of $50,000 to $100,000 of term life insurance and may require a physical exam.
While the whole life insurance policies may start at lower limits of coverage.
Usually, any policy offering $50,000 or more of life insurance to someone over age 25 or 30 will require at least a paramed examination which is paid for by the insurance carrier.
However, guaranteed issue whole life insurance policies do not require any health exam, and there are no health questions asked.
Guaranteed policies usually offer a maximum of $25,000 of life insurance protection.
Here's how you can learn more about no medical examination life insurance.