If you are looking for life insurance coverage and you want to start your life insurance as soon as today, you may be able to qualify for a policy.
There are some life insurance carriers that do offer the option of applying for life insurance online.
However, whether or not you qualify for the life insurance policy depends on your answers to the health questions asked on the life insurance application.
These "Instant" Coverage" life insurance plans may or may not offer you coverage depending on your health, family health history, occupation, driving record, hobbies, height-to-weight ratio, etc.
The insurers take these personal factors into account when considering your acceptance for life insurance. These plans usually require no physical exam, just some health questions, so you need to answer all questions truthfully.
If you do qualify, you may be able to use your credit card to pay for your life insurance policy and start your life insurance protection the same day.
The rates charged for these plans are usually higher than you might pay for life insurance that requires a medical exam, and the amount of life insurance available may be limited to $250,000.
Here's how you can learn more about buying an Instant Issue Life Insurance Policy