One of the most frustrating situations a person can find themselves in is trying to determine whether or not a deceased family member had a life insurance policy.
When family members die they often leave few financial records behind them, and that can make it very difficult to find out whether or not they had life insurance or not.
One of the best places to start the search for a lost life insurance policy is with the individual’s checkbook.
Looking for cancelled checks written to a life insurance company can provide a good starting point of whether the person had life insurance.
If you find those records contact the life insurance company and ask if the family member in question had a life insurance policy.
If that fails you can also write to the largest insurers in the area and ask about any possible life insurance coverage on your deceased relative.
The insurance commission in your state may be able to help as well, so be sure to write to them, too.
Check the checking and savings account to find out if any automatic withdrawals were set up to send monthly payments to any insurance companies.
Here's how to learn more about finding a lost life insurance policy.