First, consider what type of life insurance meets your needs. Term life is the cheapest and offers coverage for up to 30 years, while permanent life insurance provides lifetime protection but costs a lot more.
Nest, consider how much life insurance you need. Don;t over-insure yourself, since you will be paying extra for life insurance you don't need or can afford.
Also, think about how long you really need the life insurance protection - what goals are you trying to accomplish with the coverage?
Then, when you're ready to start comparing plans you can either:
1. Contact a local life insurance agent.
2. Call Insurance companies for a quote.
3. Visit a life insurance website that has access to a large network of life insurance companies so you can compare instant life insurance quotes online with no delay or hassles.
When comparing life insurance prices and plans, make sure you are comparing apples-to-apples, that the plans offer the same type of coverage.
Also, the younger you are when you buy, the lower the rate.
Here's how you can learn more and compare rates from the best companies for life insurance.