First, you compare prices, then select the coverage and policy you need, then apply for your policy.
You may or may not be required to take a physical exam to find out if you qualify for life insurance coverage you need.
When choosing your life insurance, make sure you understand the differences between term life and whole life insurance.
Also, what is the reason you are buying life insurance?
What goal do you want your life insurance policy to accomplish?
And, how long do you need your life insurance to last, in order to accomplish your goal?
Learn more about how to take out a life insurance policy on yourself.