That depends on your personal situation and your life insurance needs.
Life insurance coverage through your work provides temporary protection while you work for your employer. If you leave your job for any reason, say you are fired, you quit, or get a better job, your life insurance coverage ends, unless you convert the term life insurance to a permanent life insurance policy, which costs a lot more.
That's why you may want to consider buying an individual life insurance policy of your own, outside of your work. Because, if you are no longer working for your employer you may be left without any life insurance when you need it most.
And, you may or may not be able to qualify for life insurance at some point in the future, if you wait to buy a policy.
Term life insurance is the cheapest and most popular type of life insurance. it provides temporary life insurance for 10, 15, 20 or 30 years, or until you reach age 65 or 70.
Term life insurance is pure life insurance protection, which means you get only life insurance, it is not an investment, and does not build any cash value inside the policy. That's why it costs the least, and offers the most life insurance for your money.
Here's how you can learn more about how term life insurance works and compare term life insurance rate quotes online. It only takes a few minutes.
Life insurance coverage through your work provides temporary protection while you work for your employer. If you leave your job for any reason, say you are fired, you quit, or get a better job, your life insurance coverage ends, unless you convert the term life insurance to a permanent life insurance policy, which costs a lot more.
That's why you may want to consider buying an individual life insurance policy of your own, outside of your work. Because, if you are no longer working for your employer you may be left without any life insurance when you need it most.
And, you may or may not be able to qualify for life insurance at some point in the future, if you wait to buy a policy.
Term life insurance is the cheapest and most popular type of life insurance. it provides temporary life insurance for 10, 15, 20 or 30 years, or until you reach age 65 or 70.
Term life insurance is pure life insurance protection, which means you get only life insurance, it is not an investment, and does not build any cash value inside the policy. That's why it costs the least, and offers the most life insurance for your money.
Here's how you can learn more about how term life insurance works and compare term life insurance rate quotes online. It only takes a few minutes.
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