Requirements for a physical to get life insurance will vary by insurer.
In addition, your age and health will affect the physical exam requirement for life insurance.
Usually, an exam may be required for anyone over age 35 or people who smoke or have health issues.
In addition, if you are seeking to buy more than $50,000 or $100,000 of life insurance, you may be required to have a physical exam.
But, there are life insurance plans available that do not require a health examination.
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