With renewable term insurance the insured person has the option to renew the term life insurance policy when the current term of your life insurance policy ends. So, if you have a 15 year term life plan, you could renew the policy for another term at the end of the 15 years.
Your premium for the new term life policy will be based on your age at the time of renewal.
However, you are not required to take a medical exam with renewable term life insurance, and your health is not a factor in determining your renewal rate for your renewable term life insurance.
Learn more about how renewable term life insurance plans work.