That means, even if you have a pre-existing medical condition, you cannot be turned down due to your health.
However, these guaranteed issue plans have graded death benefits the first two years you are insured. That means, you won't have full (100%) coverage until after two years. That's how they can guaranteed your approval for a policy.
Som insurers offer guaranteed issue final expense insurance with no health questions to people ages 45 to 85.
You may be able to buy up to $25,000 of final expense life insurance protection.