However, your acceptance for coverage will depend on your age and health, among other things.
But, there are guaranteed acceptance life insurance plans available for people between the age of 45 to 85 years old.
Guaranteed acceptance means you cannot be turned down due to any health issues, as long as you meet the age requirement for approval.
Benefits are limited for the first two years you are insured, but there are no health exams and no health questions asked.
Learn more about the buying life insurance for elderly people.