Term life insurance which is temporary coverage is usually offered to people ages 75 and under.
However, permanent lifetime life insurance protection may be available for people ages 85 and under, depending on the insurance company.
In addition, there are also guaranteed issue life insurance plans available for people ages 45 to 85, which means you cannot be denied coverage as long as you meet the age requirements and live in a state where the insurance company is licensed and offers the plan.
Here's how to get life insurance for people over 70 years old.