However, if you have tried to get insured, you may be having difficulty.
For most seniors with serious pre-existing conditions, the options for life insurance may be limited.
But, there are plans that offer life insurance coverage with guaranteed approval.
Some life insurance carriers offer guaranteed acceptance life insurance with no medical examination required and no health questions asked.
If you meet the age requirement for approval you are guaranteed acceptance for coverage.
For example, one life insurer offers $3,000 to $25,000 of guaranteed issue life insurance for people ages 45 to 85 years old.
Some of the leading providers of these plans include United of Omaha, Gerber Life and Colonial Penn, among others.
Learn more about buying life insurance for seniors with poor health.